金融专业术语
金融专业术语: 1、过桥资金 过桥资金是一种短期资金的融通,期限为6个月,一种与长期资金相对接的资金,提供过桥资金的目的是通过过桥资金的融通,达到与长期资金对接的条件,然后以长期资金替代过桥资金。期限短、含金量高、投资汇报高等特点。 2、热线 热线又称游资或投机性短期资本,是指以投机获利为目的快速流动的短期资本,其进出之间往往容易诱发市场乃至金融动荡,热线的投资对象主要是外汇、股票、贵金属及其衍生产品市场等,具有投机性强,流动性快,隐蔽性强等特点。 3、银根 银根用来借喻中央银行的货币政策,中央银行为减少信贷供给,提供利率,消除因需求过旺而带来的通货膨胀压力所采取的货币政策,称为紧缩银根。 4、同业拆借市场 同业拆借市场又称同业拆放市场,是指金融机构之间以货币借贷方式进行短期资金融通的市场,通俗地讲,就是金融机构互相借钱的市场。 5、OTC OTC是指“场外交易市场”又称“柜台交易市场”,通俗地讲就是在交易所之外进行交易的市场,也可是说是场外市场。 6、负利率 简单的说,就是存在银行里的钱,即使算上利息,价值也会越来越少,负利率就是指物价指数(CPI)快速攀升,导致银行存款利率实际为负,存银行的利率还赶不上通货膨胀率就成了负利率。
金融常用专业术语,金融常用专业术语
金融常用专业术语 1. 保险业: the insurance industry 2. 保证重点指出: ensure funding for priority areas 3. 补发拖欠的养老金: clear up pension payments in arrears 4. 不良贷款: non-performing loan 5. 层层转包和违法分包: mutlti-level contracting and illegal subcontracting 6. 城乡信用社: credit cooperative in both urban and rural areas 7. 城镇居民最低生活保障: a minimum standard of living for city residents 8. 城镇职工医疗保障制度: the system of medical insurance for urban workers 9. 出口信贷: export credit 10. 贷款质量: loan quality 11. 贷款质量五级分类办法: the five-category assets classification for bank loans 12. 防范和化解金融风险: take precautions against and reduce financial risks 13. 防洪工程: flood-prevention project 14. 非法外汇交易 : illegal foreign exchange transaction 15. 非贸易收汇: foreign exchange earnings through nontrade channels 16. 非银行金融机构: non-bank financial institutions 17. 费改税: transform administrative fees into taxes 18. 跟踪审计: foolow-up auditing 19. 工程监理制度: the monitoring system for projects 20. 国有资产安全: the safety of state-owned assets 21. 过度开垦 : excess reclamation 22. 合同管理制度: the contract system for governing projects 23. 积极的财政政策 : pro-active fiscal policy 24. 基本生活费: basic allowance 25. 解除劳动关系: sever labor relation 26. 金融监管责任制: the responsibility system for financial supervision 27. 经济安全: economic security 28. 靠扩大财政赤字搞建设: to increase the deficit to spend more on development 29. 扩大国内需求 : the expansion of domestic demand 30. 拉动经济增长: fuel economic growth 31. 粮食仓库: grain depot 32. 粮食收购企业: grain collection and storage enterprise 33. 粮食收购资金实行封闭运行: closed operation of grain purchase funds 34. 粮食销售市场: grain sales market 35. 劣质工程: shoddy engineering 36. 乱收费、乱摊派、乱罚款: arbitrary charges, fund-raising, quotas and fines 37. 骗汇、逃汇、套汇: obtain foreign currency under false pretenses, not turn over foreign owed to the government and illegal arbitrage 38. 融资渠道: financing channels 39. 商业信贷原则: the principles for mercial credit 40. 社会保险机构: social security institution 41. 失业保险金: unemployment insurance benefits 42. 偷税、骗税、逃税、抗税: tax evasion, tax fraud and refusal to pay taxes